{"id":1427,"date":"2025-10-08T22:39:34","date_gmt":"2025-10-08T22:39:34","guid":{"rendered":"https:\/\/thelog.me\/?p=1427"},"modified":"2025-10-08T22:46:09","modified_gmt":"2025-10-08T22:46:09","slug":"%eb%a9%94%eb%94%94%ec%bc%80%ec%96%b4%eb%8a%94-%ec%95%88-%ed%86%b5%ed%95%b4%ec%9a%94-%ed%95%9c%ea%b5%ad-%ec%b2%b4%eb%a5%98-%ec%8b%9c%eb%af%bc%ea%b6%8c%ec%9e%90-%eb%b3%b4","status":"publish","type":"post","link":"https:\/\/thelog.me\/?p=1427","title":{"rendered":"\u201c\uba54\ub514\ucf00\uc5b4\ub294 \uc548 \ud1b5\ud574\uc694\u201d\u2026 \ud55c\uad6d \uccb4\ub958 \uc2dc\ubbfc\uad8c\uc790, \ubcf4\ud5d8 \ub300\ub780"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/koreahealthtrip.com\/author\/koreahealthtrip\/\"><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ucd9c\ucc98: <a href=\"https:\/\/koreahealthtrip.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/koreahealthtrip.com\/<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc791\uc131\uc790 :<a href=\"https:\/\/koreahealthtrip.com\/author\/koreahealthtrip\/\">\ubbf8\uc8fc\uc911\uc559 \ub514\uc9c0\ud138\ud300<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ucd5c\uc885 \uc5c5\ub370\uc774\ud2b8 :&nbsp;2025-10-07<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ubbfc\uac04\ubcf4\ud5d8 5\uc885 \uae34\uae09 \ube44\uad50 \ubd84\uc11d \u2013 \u201c\uc774\uc911 \uac00\uc785\uc774 \ub2f5\u201d<\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/koreahealthtrip.com\/wp-content\/uploads\/2025\/10\/CK_cm080936292-scaled.jpg\" alt=\"\u201c\uba54\ub514\ucf00\uc5b4\ub294 \uc548 \ud1b5\ud574\uc694\u201d\u2026 \ud55c\uad6d \uccb4\ub958 \uc2dc\ubbfc\uad8c\uc790, \ubcf4\ud5d8 \ub300\ub780\" class=\"wp-image-2141\" title=\"\u201c\uba54\ub514\ucf00\uc5b4\ub294 \uc548 \ud1b5\ud574\uc694\u201d\u2026 \ud55c\uad6d \uccb4\ub958 \uc2dc\ubbfc\uad8c\uc790, \ubcf4\ud5d8 \ub300\ub780\"\/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><strong>[<\/strong><strong>\ud2b9\ubcc4\uae30\ud68d<\/strong><strong>]&nbsp;<\/strong><strong>\ud55c\uad6d<\/strong>&nbsp;<strong>\uc758\ub8cc\uad00\uad11<\/strong>&nbsp;<strong>\uc5f4\ud48d<\/strong>&nbsp;<strong>\uc18d<\/strong>&nbsp;<strong>\uc228\uaca8\uc9c4<\/strong>&nbsp;<strong>\uc9c4\uc2e4<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ucd5c\uadfc \ubbf8\uad6d \uc758\ub8cc\ube44 \uae09\ub4f1\uc73c\ub85c \ud55c\uad6d \uc758\ub8cc\uad00\uad11\uc744 \uace0\ub824\ud558\ub294 \ubbf8\uad6d\uc778\ub4e4\uc774 \uae09\uc99d\ud558\uace0 \uc788\ub2e4. \ud558\uc9c0\ub9cc \uc815\uc791 Medicare\ub098 Medicaid\ub294 \ud55c\uad6d\uc5d0\uc11c \ub2e8 \ud55c \ud47c\ub3c4 \ubcf4\uc7a5\ud558\uc9c0 \uc54a\ub294\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc544\ub294 \uc774\ub294 \ub4dc\ubb3c\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201c\ud55c\uad6d\uc5d0\uc11c \uc218\uc220\ubc1b\uc73c\uba74 3\ubd84\uc758 1 \uac00\uaca9\uc774\ub77c\ub294\ub370, \ubcf4\ud5d8\uc740 \ub418\ub098\uc694?\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">LA\uc5d0 \uac70\uc8fc\ud558\ub294 \ud55c\uc778 \uc2dc\ub2c8\uc5b4 \ubc15\ubaa8(68)\uc528\uc758 \uc9c8\ubb38\uc774\ub2e4. \uadf8\uc758 \ubb34\ub98e \uc218\uc220\ube44\ub294 \ubbf8\uad6d\uc5d0\uc11c 2\ub9cc \ub2ec\ub7ec. \ud55c\uad6d\uc5d0\uc11c\ub294 1\ub9cc2\ucc9c \ub2ec\ub7ec\uba74 \uac00\ub2a5\ud558\ub2e4. \ud558\uc9c0\ub9cc Medicare\ub294 \ud55c\uad6d\uc5d0\uc11c \u2018\ud55c \ud47c\ub3c4\u2019 \ubcf4\uc7a5\ud558\uc9c0 \uc54a\ub294\ub2e4. \uacb0\uad6d \ubc15\uc528\ub294 \uc804\uc561\uc744 \ubcf8\uc778\uc774 \ubd80\ub2f4\ud558\uac70\ub098, \ubcc4\ub3c4\uc758 \ubbfc\uac04\ubcf4\ud5d8\uc744 \uc54c\uc544\ubd10\uc57c \ud558\ub294 \uc0c1\ud669\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubcf8\uc9c0\ub294 \ud55c\uad6d\uc5d0\uc11c \uc2e4\uc81c \uc0ac\uc6a9 \uac00\ub2a5\ud55c \ubbf8\uad6d \ubbfc\uac04 \uad6d\uc81c\uc758\ub8cc\ubcf4\ud5d8 5\uc885\uc744 \uc804\uaca9 \ube44\uad50 \ubd84\uc11d\ud588\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u201c\ucda9\uaca9\u201d Medicare, \ud55c\uad6d\uc5d0\uc120 \ud734\uc9c0\uc870\uac01<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ubbf8\uad6d \uc815\ubd80 \uc758\ub8cc\ubcf4\ud5d8\uc758 \ud574\uc678 \ubcf4\uc7a5 \uc2e4\ud0dc\ub97c \ud655\uc778\ud55c \uacb0\uacfc\ub294 \ucda9\uaca9\uc801\uc774\uc5c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ubbf8\uad6d \uc815\ubd80 \ubcf4\ud5d8 \ud55c\uad6d \ubcf4\uc7a5 \uc5ec\ubd80<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\ubcf4\ud5d8<\/strong>&nbsp;<strong>\uc885\ub958<\/strong><\/td><td><strong>\ud55c\uad6d<\/strong>&nbsp;<strong>\ubcf4\uc7a5<\/strong><\/td><td><strong>\uc2e4\uc81c<\/strong>&nbsp;<strong>\uc0ac\uc6a9<\/strong>&nbsp;<strong>\uac00\ub2a5\uc131<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>Medicare&nbsp;<\/strong><strong>\uc6d0\ubcf8<\/strong><\/td><td>\u274c \uc804\ud600 \uc548 \ub428<\/td><td>\uacc4\ud68d\ub41c \uce58\ub8cc 0%<\/td><\/tr><tr><td><strong>Medicaid<\/strong><\/td><td>\u274c \uc804\ud600 \uc548 \ub428<\/td><td>\uacc4\ud68d\ub41c \uce58\ub8cc 0%<\/td><\/tr><tr><td><strong>Medigap&nbsp;<\/strong><strong>\ubcf4\ucda9\ubcf4\ud5d8<\/strong><\/td><td>\ud83d\udd36 \uc751\uae09\ub9cc \uadf9\ud788 \uc81c\ud55c\uc801<\/td><td>\uc5ec\ud589 \uccab 60\uc77c, \ud3c9\uc0dd $50,000 \ud55c\ub3c4<\/td><\/tr><tr><td><strong>Medicare Advantage<\/strong><\/td><td>\ud83d\udd36 \ud50c\ub79c\ubcc4 \uc0c1\uc774<\/td><td>\ub300\ubd80\ubd84 \ubbf8\uad6d \ub0b4\ub9cc<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">AARP(\ubbf8\uad6d \uc740\ud1f4\uc790 \ud611\ud68c) \uad00\uacc4\uc790\ub294 \u201c\ub9ce\uc740 \uc2dc\ub2c8\uc5b4\ub4e4\uc774 Medicare\ub97c \ub9cc\ub2a5 \ubcf4\ud5d8\uc73c\ub85c \ucc29\uac01\ud558\uc9c0\ub9cc, \ubbf8\uad6d \uad6d\uacbd \ubc16\uc5d0\uc11c\ub294 \uac70\uc758 \ubb34\uc6a9\uc9c0\ubb3c\u201d\uc774\ub77c\uace0 \uc9c0\uc801\ud588\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc720\uc77c\ud55c \uc608\uc678\ub294 Medigap(Medicare \ubcf4\ucda9\ubcf4\ud5d8) \uc911 \uc77c\ubd80 \ud50c\ub79c\uc774 \uc751\uae09 \uc0c1\ud669\uc5d0 \ud55c\ud574 \uc5f0\uac04 5\ub9cc \ub2ec\ub7ec\uae4c\uc9c0 80% \ubcf4\uc7a5\ud558\ub294 \uc815\ub3c4\ub2e4. \ud558\uc9c0\ub9cc \u2018\uacc4\ud68d\ub41c \uc218\uc220\u2019\uc774\ub098 \u2018\uac74\uac15\uac80\uc9c4\u2019\uc740 \ub2e8 1\ub2ec\ub7ec\ub3c4 \ub098\uc624\uc9c0 \uc54a\ub294\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ubbfc\uac04\ubcf4\ud5d8\uc774 \uc720\uc77c\ud55c \ud574\ubc95\u2026 5\uc885 \uc804\uaca9 \ud574\ubd80<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub807\ub2e4\uba74 \ub300\uc548\uc740 \ubb34\uc5c7\uc778\uac00. \ubcf8\uc9c0\uac00 \ucde8\uc7ac\ud55c \uacb0\uacfc, \ud55c\uad6d\uc5d0\uc11c \uc2e4\uc81c \uc0ac\uc6a9 \uac00\ub2a5\ud55c \ubbfc\uac04 \uad6d\uc81c\uc758\ub8cc\ubcf4\ud5d8\uc740 \ud06c\uac8c 5\uc885\uc73c\ub85c \uc555\ucd95\ub410\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc8fc\uc694 \ubbfc\uac04 \uad6d\uc81c\uc758\ub8cc\ubcf4\ud5d8 \ube44\uad50<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\ubcf4\ud5d8\uc0ac<\/strong><\/td><td><strong>\uae00\ub85c\ubc8c<\/strong>&nbsp;<strong>\ub124\ud2b8\uc6cc\ud06c<\/strong>&nbsp;<strong>\uaddc\ubaa8<\/strong><\/td><td><strong>\ud55c\uad6d<\/strong>&nbsp;<strong>\uc8fc\uc694\ubcd1\uc6d0<\/strong>&nbsp;<strong>\uc9c1\uc811\uccad\uad6c<\/strong><\/td><td><strong>\ucd5c\ub300<\/strong>&nbsp;<strong>\uac15\uc810<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>Cigna Global<\/strong><\/td><td>165\ub9cc \uac1c \uc758\ub8cc\uae30\uad00<\/td><td>\u2705 \uc11c\uc6b8\uc544\uc0b0\u00b7\uc0bc\uc131\u00b7\uc138\ube0c\ub780\uc2a4 \ub4f1<\/td><td>\uc138\uacc4 1\uc704 \ub124\ud2b8\uc6cc\ud06c<\/td><\/tr><tr><td><strong>GeoBlue<\/strong><\/td><td>Blue Cross \ub124\ud2b8\uc6cc\ud06c<\/td><td>\u2705 \uad11\ubc94\uc704 \uc9c1\uc811\uccad\uad6c<\/td><td>\ubb34\uc81c\ud55c \uc6d0\uaca9\uc758\ub8cc<\/td><\/tr><tr><td><strong>Aetna International<\/strong><\/td><td>120\ub9cc \uac1c \uc758\ub8cc\uae30\uad00<\/td><td>\u2705 \ubbf8\uad6d \uc678 100% \ubcf4\uc7a5<\/td><td>\uc804\uc561 \ubcf4\uc7a5 \uc6d0\uce59<\/td><\/tr><tr><td><strong>Allianz Care<\/strong><\/td><td>\uc720\ub7fd \uc911\uc2ec \uae00\ub85c\ubc8c<\/td><td>\u2705 \uc8fc\uc694 \ubcd1\uc6d0 \uac00\ub2a5<\/td><td>48\uc2dc\uac04 \ucd08\uace0\uc18d \uccad\uad6c<\/td><\/tr><tr><td><strong>IMG<\/strong><\/td><td>\uae00\ub85c\ubc8c \ub124\ud2b8\uc6cc\ud06c<\/td><td>\ud83d\udd36 \uc81c\ud55c\uc801<\/td><td>\uac00\uc7a5 \uc800\ub834\ud55c \ubcf4\ud5d8\ub8cc<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774 \uc911 Cigna, GeoBlue, Aetna 3\uc0ac\uac00 \ud55c\uad6d \uc8fc\uc694 \ub300\ud559\ubcd1\uc6d0\uc5d0\uc11c \u2018\uc9c1\uc811\uccad\uad6c(Direct Billing)\u2019 \uc2dc\uc2a4\ud15c\uc744 \uac16\ucdb0 \ud658\uc790\uac00 \ubcd1\uc6d0\ube44\ub97c \uba3c\uc800 \ub0b4\uc9c0 \uc54a\uc544\ub3c4 \ub418\ub294 \uac83\uc73c\ub85c \ud655\uc778\ub410\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud50c\ub79c\ubcc4 \ubcf4\uc7a5 \uc218\uc900 \u2013 \u201c\uc6d4 300\ub2ec\ub7ec vs 1,500\ub2ec\ub7ec \ucc28\uc774\u201d<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uac19\uc740 \ubcf4\ud5d8\uc0ac\ub77c\ub3c4 \ud50c\ub79c\uc5d0 \ub530\ub77c \ubcf4\uc7a5 \uc218\uc900\uacfc \ubcf4\ud5d8\ub8cc\uac00 \ucc9c\ucc28\ub9cc\ubcc4\uc774\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Cigna Global 3\ub2e8\uacc4 \ud50c\ub79c \uc0c1\uc138<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\ubcf4\uc7a5<\/strong>&nbsp;<strong>\ud56d\ubaa9<\/strong><\/td><td><strong>Silver (<\/strong><strong>\uc800\uac00\ud615<\/strong><strong>)<\/strong><\/td><td><strong>Gold (<\/strong><strong>\uc911\uae09\ud615<\/strong><strong>)<\/strong><\/td><td><strong>Platinum (<\/strong><strong>\ud504\ub9ac\ubbf8\uc5c4<\/strong><strong>)<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>\uc5f0\uac04<\/strong>&nbsp;<strong>\ubcf4\uc7a5<\/strong>&nbsp;<strong>\ud55c\ub3c4<\/strong><\/td><td>\uc81c\ud55c\uc801<\/td><td>$200\ub9cc+<\/td><td>\ubb34\uc81c\ud55c<\/td><\/tr><tr><td><strong>\uc785\uc6d0<\/strong>&nbsp;<strong>\uc218\uc220<\/strong><\/td><td>\u2705 \ubcf4\uc7a5<\/td><td>\u2705 \ubcf4\uc7a5<\/td><td>\u2705 \ubcf4\uc7a5<\/td><\/tr><tr><td><strong>\uc554<\/strong>&nbsp;<strong>\uce58\ub8cc<\/strong><\/td><td>\u2705 \ubcf4\uc7a5<\/td><td>\u2705 \ubcf4\uc7a5<\/td><td>\u2705 \ubcf4\uc7a5<\/td><\/tr><tr><td><strong>\uc751\uae09<\/strong>&nbsp;<strong>\ud6c4\uc1a1<\/strong><\/td><td>\u2705 \ud3ec\ud568<\/td><td>\u2705 \ud3ec\ud568<\/td><td>\u2705 \ud3ec\ud568<\/td><\/tr><tr><td><strong>\uc678\ub798<\/strong>&nbsp;<strong>\uc9c4\ub8cc<\/strong><\/td><td>\u274c \ucd94\uac00 \ubaa8\ub4c8 \ud544\uc694<\/td><td>\u274c \ucd94\uac00 \ubaa8\ub4c8 \ud544\uc694<\/td><td>\u274c \ucd94\uac00 \ubaa8\ub4c8 \ud544\uc694<\/td><\/tr><tr><td><strong>\uac74\uac15\uac80\uc9c4<\/strong><\/td><td>\u274c \ucd94\uac00 \ubaa8\ub4c8 \ud544\uc694<\/td><td>\u274c \ucd94\uac00 \ubaa8\ub4c8 \ud544\uc694<\/td><td>\u274c \ucd94\uac00 \ubaa8\ub4c8 \ud544\uc694<\/td><\/tr><tr><td><strong>\uce58\uacfc<\/strong>&nbsp;<strong>\uce58\ub8cc<\/strong><\/td><td>\u274c \ucd94\uac00 \ubaa8\ub4c8 \ud544\uc694<\/td><td>\u274c \ucd94\uac00 \ubaa8\ub4c8 \ud544\uc694<\/td><td>\u274c \ucd94\uac00 \ubaa8\ub4c8 \ud544\uc694<\/td><\/tr><tr><td><strong>\uc6d4<\/strong>&nbsp;<strong>\ubcf4\ud5d8\ub8cc<\/strong><\/td><td>$300-500<\/td><td>$500-800<\/td><td>$800-1,200+<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\uc8fc\ubaa9\ud560 \uc810\uc740 \u2018\uc678\ub798 \uc9c4\ub8cc\u2019\uc640 \u2018\uce58\uacfc\u2019\uac00 \uae30\ubcf8 \ud50c\ub79c\uc5d0 \ud3ec\ud568\ub418\uc9c0 \uc54a\ub294\ub2e4\ub294 \uac83\uc774\ub2e4. \uc774\ub97c \ucd94\uac00\ud558\ub824\uba74 \ubcc4\ub3c4 \ubaa8\ub4c8(\uc635\uc158)\uc744 \uad6c\ub9e4\ud574\uc57c \ud558\uba70, \uc6d4 \ubcf4\ud5d8\ub8cc\ub294 100~300\ub2ec\ub7ec \ub354 \uc624\ub978\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">GeoBlue \uc7a5\uae30 vs \ub2e8\uae30 \ud50c\ub79c \ube44\uad50<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\ubcf4\uc7a5<\/strong>&nbsp;<strong>\ud56d\ubaa9<\/strong><\/td><td><strong>Xplorer (<\/strong><strong>\uc7a5\uae30<\/strong>&nbsp;<strong>\uac70\uc8fc\uc790<\/strong><strong>)<\/strong><\/td><td><strong>Voyager (<\/strong><strong>\ub2e8\uae30<\/strong>&nbsp;<strong>\uc5ec\ud589\uc790<\/strong><strong>)<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>\uac00\uc785<\/strong>&nbsp;<strong>\ub300\uc0c1<\/strong><\/td><td>6\uac1c\uc6d4 \uc774\uc0c1 \uccb4\ub958<\/td><td>\ub2e8\uae30 \uc5ec\ud589\uc790<\/td><\/tr><tr><td><strong>\uc785\uc6d0<\/strong>&nbsp;<strong>\ubcf4\uc7a5<\/strong>&nbsp;<strong>\ud55c\ub3c4<\/strong><\/td><td>\ubb34\uc81c\ud55c<\/td><td>$100\ub9cc-200\ub9cc<\/td><\/tr><tr><td><strong>\uc678\ub798<\/strong>&nbsp;<strong>\uc9c4\ub8cc<\/strong><\/td><td>\u2705 \uae30\ubcf8 \ud3ec\ud568<\/td><td>\u2705 \uae30\ubcf8 \ud3ec\ud568<\/td><\/tr><tr><td><strong>\uac74\uac15\uac80\uc9c4<\/strong><\/td><td>\u2705 \uae30\ubcf8 \ud3ec\ud568<\/td><td>\u274c \ubd88\ud3ec\ud568<\/td><\/tr><tr><td><strong>\uce58\uacfc<\/strong><\/td><td>\uc635\uc158 \ucd94\uac00 \uc2dc<\/td><td>\uc751\uae09\ub9cc<\/td><\/tr><tr><td><strong>\uc6d0\uaca9\uc758\ub8cc<\/strong><\/td><td>\ubb34\uc81c\ud55c \ubb34\ub8cc<\/td><td>\ubb34\uc81c\ud55c \ubb34\ub8cc<\/td><\/tr><tr><td><strong>\uc6d4<\/strong>&nbsp;<strong>\ubcf4\ud5d8\ub8cc<\/strong><\/td><td>$400-900<\/td><td>\uae30\uac04\ub2f9 $100-500<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">GeoBlue\uc758 \uac15\uc810\uc740 Blue Cross Blue Shield \ub124\ud2b8\uc6cc\ud06c\ub97c \uadf8\ub300\ub85c \ud65c\uc6a9\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\uc774\ub2e4. \ubbf8\uad6d\uc5d0\uc11c \uc0ac\uc6a9\ud558\ub358 \uc775\uc219\ud55c \uc2dc\uc2a4\ud15c\uc744 \ud574\uc678\uc5d0\uc11c\ub3c4 \uc4f8 \uc218 \uc788\uc5b4 \uc2dc\ub2c8\uc5b4\ub4e4\uc758 \ub9cc\uc871\ub3c4\uac00 \ub192\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Aetna International 4\ub2e8\uacc4 \ud50c\ub79c<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\ud50c\ub79c\uba85<\/strong><\/td><td><strong>\uc5f0\uac04<\/strong>&nbsp;<strong>\ud55c\ub3c4<\/strong><\/td><td><strong>\uc785\uc6d0<\/strong><\/td><td><strong>\uc678\ub798<\/strong><\/td><td><strong>\uac74\uac15\uac80\uc9c4<\/strong><\/td><td><strong>\uce58\uacfc<\/strong><strong>\u00b7<\/strong><strong>\uc548\uacfc<\/strong><\/td><td><strong>\uc6d4<\/strong>&nbsp;<strong>\ubcf4\ud5d8\ub8cc<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>2500<\/strong><\/td><td>$250\ub9cc<\/td><td>\u2705<\/td><td>\u274c<\/td><td>\u274c<\/td><td>\u274c<\/td><td>$350-600<\/td><\/tr><tr><td><strong>5000<\/strong><\/td><td>$500\ub9cc<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u274c<\/td><td>$600-1,000<\/td><\/tr><tr><td><strong>7500<\/strong><\/td><td>$750\ub9cc<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><td>$1,000-1,500<\/td><\/tr><tr><td><strong>5000+<\/strong><strong>&nbsp;(<\/strong><strong>\ubbf8\uad6d<\/strong>&nbsp;<strong>\ud3ec\ud568<\/strong><strong>)<\/strong><\/td><td>$500\ub9cc<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\uc635\uc158<\/td><td>$800-1,300<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Aetna\uc758 \ud2b9\uc9d5\uc740 \u2018\ubbf8\uad6d \uc678 \uc9c0\uc5ed\uc5d0\uc11c 100% \ubcf4\uc7a5\u2019 \uc6d0\uce59\uc774\ub2e4. \uacf5\uc81c\uc561\ub9cc \ub0b4\uba74 \ub098\uba38\uc9c0\ub294 \uc804\uc561 \ubcf4\ud5d8\uc0ac\uac00 \ubd80\ub2f4\ud55c\ub2e4. \ub2e4\ub9cc \ubbf8\uad6d \ub0b4 \uce58\ub8cc\ub294 \ubcc4\ub3c4 \ud50c\ub79c(5000+)\uc744 \uc120\ud0dd\ud574\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud55c\uad6d \ube455 \ubcd1\uc6d0, \uc5b4\ub514\uc11c \uc9c1\uc811\uccad\uad6c \ub418\ub098<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ubcf4\ud5d8\uc774 \uc788\uc5b4\ub3c4 \ubcd1\uc6d0\uc5d0\uc11c \u2018\uc9c1\uc811\uccad\uad6c\u2019\uac00 \uc548 \ub418\uba74 \ud658\uc790\uac00 \uba3c\uc800 \uac70\uc561\uc744 \uc9c0\ubd88\ud574\uc57c \ud55c\ub2e4. \ud55c\uad6d \uc8fc\uc694 \ubcd1\uc6d0\uc758 \uc9c1\uc811\uccad\uad6c \uc9c0\uc6d0 \ud604\ud669\uc744 \ud655\uc778\ud588\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ud55c\uad6d \uc8fc\uc694 \ub300\ud559\ubcd1\uc6d0 \uc9c1\uc811\uccad\uad6c \uac00\ub2a5 \uc5ec\ubd80<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\ubcd1\uc6d0\uba85<\/strong><\/td><td><strong>Cigna<\/strong><\/td><td><strong>GeoBlue<\/strong><\/td><td><strong>Aetna<\/strong><\/td><td><strong>Allianz<\/strong><\/td><td><strong>IMG<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>\uc11c\uc6b8\uc544\uc0b0\ubcd1\uc6d0<\/strong><\/td><td>\u2705 \uac00\ub2a5<\/td><td>\u2705 \uac00\ub2a5<\/td><td>\u2705 \uac00\ub2a5<\/td><td>\u2705 \uac00\ub2a5<\/td><td>\ud83d\udd36 \uc0ac\uc804\uc2b9\uc778<\/td><\/tr><tr><td><strong>\uc0bc\uc131\uc11c\uc6b8\ubcd1\uc6d0<\/strong><\/td><td>\u2705 \uac00\ub2a5<\/td><td>\u2705 \uac00\ub2a5<\/td><td>\u2705 \uac00\ub2a5<\/td><td>\u2705 \uac00\ub2a5<\/td><td>\ud83d\udd36 \uc0ac\uc804\uc2b9\uc778<\/td><\/tr><tr><td><strong>\uc138\ube0c\ub780\uc2a4\ubcd1\uc6d0<\/strong><\/td><td>\u2705 \uac00\ub2a5<\/td><td>\u2705 \uac00\ub2a5<\/td><td>\u2705 \uac00\ub2a5<\/td><td>\u2705 \uac00\ub2a5<\/td><td>\ud83d\udd36 \uc0ac\uc804\uc2b9\uc778<\/td><\/tr><tr><td><strong>\uc11c\uc6b8\ub300\ud559\uad50\ubcd1\uc6d0<\/strong><\/td><td>\u2705 \uac00\ub2a5<\/td><td>\u2705 \uac00\ub2a5<\/td><td>\u2705 \uac00\ub2a5<\/td><td>\ud83d\udd36 \uc0ac\uc804\uc2b9\uc778<\/td><td>\ud83d\udd36 \uc0ac\uc804\uc2b9\uc778<\/td><\/tr><tr><td><strong>\uc11c\uc6b8\uc131\ubaa8\ubcd1\uc6d0<\/strong><\/td><td>\u2705 \uac00\ub2a5<\/td><td>\u2705 \uac00\ub2a5<\/td><td>\ud83d\udd36 \uc0ac\uc804\uc2b9\uc778<\/td><td>\ud83d\udd36 \uc0ac\uc804\uc2b9\uc778<\/td><td>\u274c \ubd88\uac00<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 \ud604\uc7a5 \uc9c1\uc811\uccad\uad6c \uac00\ub2a5 | \ud83d\udd36 \uc0ac\uc804\uc2b9\uc778 \ud544\uc694 | \u274c \ubcf8\uc778 \uc9c0\ubd88 \ud6c4 \uccad\uad6c<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc11c\uc6b8\uc544\uc0b0\ubcd1\uc6d0 \uad6d\uc81c\uc9c4\ub8cc\uc13c\ud130 \uad00\uacc4\uc790\ub294 \u201cCigna\uc640 GeoBlue \uac00\uc785\uc790\uac00 \uac00\uc7a5 \ub9ce\uc73c\uba70, \ub300\ubd80\ubd84 \ud604\uc7a5\uc5d0\uc11c \ubc14\ub85c \ucc98\ub9ac\ub41c\ub2e4\u201d\uace0 \ubc1d\ud614\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc2e4\uc81c \uc5bc\ub9c8\ub098 \uc544\ub084\uae4c? \ucf00\uc774\uc2a4\ubcc4 \uc2dc\ubbac\ub808\uc774\uc158<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc2e4\uc81c \uc5bc\ub9c8\ub098 \uc808\uc57d\ub418\ub294\uc9c0 \uacc4\uc0b0\ud574\ubd24\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ubb34\ub98e \uc778\uacf5\uad00\uc808 \uc218\uc220 (73\uc138 \ub0a8\uc131)<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\uc0c1\ud669<\/strong><\/td><td><strong>\ud55c\uad6d<\/strong>&nbsp;<strong>\ubcd1\uc6d0\ube44<\/strong><\/td><td><strong>\ubcf4\ud5d8<\/strong>&nbsp;<strong>\uc9c0\uae09<\/strong><\/td><td><strong>\ubcf8\uc778<\/strong>&nbsp;<strong>\ubd80\ub2f4<\/strong><\/td><td><strong>\ube44\uace0<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>\ubb34\ubcf4\ud5d8<\/strong><\/td><td>$12,000<\/td><td>$0<\/td><td>$12,000<\/td><td>\uc804\uc561 \ubcf8\uc778 \ubd80\ub2f4<\/td><\/tr><tr><td><strong>Medicare&nbsp;<\/strong><strong>\uc6d0\ubcf8<\/strong><\/td><td>$12,000<\/td><td>$0<\/td><td>$12,000<\/td><td>\ud55c\uad6d\uc5d0\uc11c \ubcf4\uc7a5 \uc548 \ub428<\/td><\/tr><tr><td><strong>Medigap Plan G<\/strong><\/td><td>$12,000<\/td><td>$0<\/td><td>$12,000<\/td><td>\uacc4\ud68d\ub41c \uc218\uc220 \ubd88\uac00<\/td><\/tr><tr><td><strong>Cigna Gold<\/strong><\/td><td>$12,000<\/td><td>$11,400<\/td><td>$600<\/td><td>95% \ubcf4\uc7a5<\/td><\/tr><tr><td><strong>GeoBlue Xplorer<\/strong><\/td><td>$12,000<\/td><td>$12,000<\/td><td>$0<\/td><td>100% \ubcf4\uc7a5<\/td><\/tr><tr><td><strong>Aetna 5000<\/strong><\/td><td>$12,000<\/td><td>$12,000<\/td><td>$0<\/td><td>100% \ubcf4\uc7a5<\/td><\/tr><tr><td><strong>\ud55c\uad6d<\/strong>&nbsp;<strong>\uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8<\/strong><\/td><td>$12,000<\/td><td>$8,400<\/td><td>$3,600<\/td><td>70% \ubcf4\uc7a5<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\uccb4\ub958 \uae30\uac04\ubcc4 \ucd5c\uc801 \uc804\ub7b5 \u2013 \u201c3\uac1c\uc6d4 vs 1\ub144 \uc644\uc804 \ub2e4\ub974\ub2e4\u201d<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2e8\uae30 \ubc29\ubb38\uc790\uc640 \uc7a5\uae30 \uccb4\ub958\uc790\uc758 \ubcf4\ud5d8 \uc804\ub7b5\uc740 \uc644\uc804\ud788 \ub2e4\ub974\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ub2e8\uae30 \uccb4\ub958\uc790 (3\uac1c\uc6d4 \ubbf8\ub9cc) \ucd94\ucc9c \ubcf4\ud5d8<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\uc21c\uc704<\/strong><\/td><td><strong>\ubcf4\ud5d8\uba85<\/strong><\/td><td><strong>\uc6d4<\/strong>&nbsp;<strong>\ube44\uc6a9<\/strong><\/td><td><strong>\ud575\uc2ec<\/strong>&nbsp;<strong>\ucd94\ucc9c<\/strong>&nbsp;<strong>\uc774\uc720<\/strong><\/td><\/tr><\/thead><tbody><tr><td>1\uc704<\/td><td><strong>GeoBlue Voyager<\/strong><\/td><td>$100-500<\/td><td>\uc720\uc5f0\ud55c \uae30\uac04, \ud544\uc694\ud55c \ub9cc\ud07c\ub9cc<\/td><\/tr><tr><td>2\uc704<\/td><td><strong>IMG Patriot<\/strong><\/td><td>$150-400<\/td><td>\uac00\uc7a5 \uc800\ub834\ud55c \ubcf4\ud5d8\ub8cc<\/td><\/tr><tr><td>3\uc704<\/td><td><strong>Medigap +&nbsp;<\/strong><strong>\uc5ec\ud589\uc790\ubcf4\ud5d8<\/strong><\/td><td>$50-200<\/td><td>\uc751\uae09 \ub300\ube44\uc6a9<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uc804\ub7b5<\/strong>: \uacc4\ud68d\ub41c \uce58\ub8cc\ub294 \ud53c\ud558\uace0 \uc751\uae09 \uc0c1\ud669\ub9cc \ub300\ube44. \uac74\uac15\uac80\uc9c4\uc774\ub098 \uc218\uc220\uc740 \ubbf8\uad6d\uc5d0\uc11c \ubc1b\uace0 \ucd9c\uad6d\ud558\ub294 \uac83\uc774 \uc720\ub9ac\ud558\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub274\uc695\uc5d0\uc11c \uc628 \uad00\uad11\uac1d \uc81c\uc784\uc2a4 \uae40(52)\uc528\ub294 \u201c2\uc8fc \uc5ec\ud589\uc5d0 GeoBlue Voyager\ub97c 150\ub2ec\ub7ec\uc5d0 \uac00\uc785\ud588\ub2e4. \uc2dd\uc911\ub3c5\uc73c\ub85c \uc751\uae09\uc2e4\uc5d0 \uac14\ub294\ub370 \uc804\uc561 \ubcf4\uc7a5\ub410\ub2e4\u201d\uace0 \ub9d0\ud588\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc7a5\uae30 \uccb4\ub958\uc790 (6\uac1c\uc6d4 \uc774\uc0c1) \ucd94\ucc9c \ubcf4\ud5d8<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\uc21c\uc704<\/strong><\/td><td><strong>\ubcf4\ud5d8\uba85<\/strong><\/td><td><strong>\uc6d4<\/strong>&nbsp;<strong>\ube44\uc6a9<\/strong><\/td><td><strong>\ud575\uc2ec<\/strong>&nbsp;<strong>\ucd94\ucc9c<\/strong>&nbsp;<strong>\uc774\uc720<\/strong><\/td><\/tr><\/thead><tbody><tr><td>1\uc704<\/td><td><strong>Aetna 5000<\/strong><\/td><td>$600-1,000<\/td><td>\ubbf8\uad6d \uc678 100% \ubcf4\uc7a5 + \uac74\uac15\uac80\uc9c4 \ud3ec\ud568<\/td><\/tr><tr><td>2\uc704<\/td><td><strong>Cigna Gold<\/strong><\/td><td>$500-800<\/td><td>\uc138\uacc4 \ucd5c\ub300 \ub124\ud2b8\uc6cc\ud06c + \ubaa8\ub4c8\uc2dd \uc124\uacc4<\/td><\/tr><tr><td>3\uc704<\/td><td><strong>GeoBlue Xplorer<\/strong><\/td><td>$400-900<\/td><td>\ubb34\uc81c\ud55c \ubcf4\uc7a5 + \ubb34\uc81c\ud55c \uc6d0\uaca9\uc758\ub8cc<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud575\uc2ec<\/strong>&nbsp;<strong>\uc804\ub7b5<\/strong>: \ud55c\uad6d \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8(6\uac1c\uc6d4 \uc774\uc0c1 \uc758\ubb34) + \ubbfc\uac04\ubcf4\ud5d8 \u2018\uc774\uc911 \uac00\uc785\u2019\uc774 \uac00\uc7a5 \ud6a8\uacfc\uc801\uc774\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc758\ub8cc\uad00\uad11 \ubaa9\uc801 \ucd94\ucc9c \ubcf4\ud5d8<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\uc21c\uc704<\/strong><\/td><td><strong>\ubcf4\ud5d8\uba85<\/strong><\/td><td><strong>\uc6d4<\/strong>&nbsp;<strong>\ube44\uc6a9<\/strong><\/td><td><strong>\ud575\uc2ec<\/strong>&nbsp;<strong>\ucd94\ucc9c<\/strong>&nbsp;<strong>\uc774\uc720<\/strong><\/td><\/tr><\/thead><tbody><tr><td>1\uc704<\/td><td><strong>Cigna Gold (<\/strong><strong>\uc678\ub798<\/strong><strong>+<\/strong><strong>\uce58\uacfc<\/strong><strong>)<\/strong><\/td><td>$700-1,000<\/td><td>\ubaa8\ub4e0 \uce58\ub8cc \ud56d\ubaa9 \ucee4\ubc84 \uac00\ub2a5<\/td><\/tr><tr><td>2\uc704<\/td><td><strong>Aetna 7500<\/strong><\/td><td>$1,000-1,500<\/td><td>\ucd5c\uace0 \ubcf4\uc7a5 \ud55c\ub3c4 + \uce58\uacfc\u00b7\uc548\uacfc \ud3ec\ud568<\/td><\/tr><tr><td>3\uc704<\/td><td><strong>Allianz Care Plus<\/strong><\/td><td>$900-1,400<\/td><td>\uccad\uad6c \ucc98\ub9ac 24\uc2dc\uac04 \ub0b4 74%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uc8fc\uc758<\/strong>: \uace0\uac00 \uc2dc\uc220(\uad00\uc808 \uc218\uc220, \ucc99\ucd94 \uc218\uc220 \ub4f1)\uc740 \ubc18\ub4dc\uc2dc \uc0ac\uc804 \uc2b9\uc778(Pre-authorization)\uc744 \ubc1b\uc544\uc57c \ud55c\ub2e4. \uc2b9\uc778 \uc5c6\uc774 \uc218\uc220\ubc1b\uc73c\uba74 \ubcf4\ud5d8\uae08 \uc9c0\uae09\uc774 \uac70\ubd80\ub420 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1\ub144 \ucd1d\ube44\uc6a9 \uacc4\uc0b0\ud574\ubcf4\ub2c8\u2026 \u201c\uc774\uc911 \uac00\uc785\uc774 \ub2f5\u201d<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc2e4\uc81c\ub85c 1\ub144 \ub3d9\uc548 \uc5bc\ub9c8\ub098 \ub4dc\ub294\uc9c0 \uacc4\uc0b0\ud574\ubd24\ub2e4. (60\uc138 \ub0a8\uc131, \ubb34\ub98e \uc218\uc220 1\ud68c + \uac74\uac15\uac80\uc9c4 1\ud68c \uac00\uc815)<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc5f0\uac04 \ucd1d\ube44\uc6a9 \ube44\uad50 (\uce58\ub8cc \ud3ec\ud568)<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\uc2dc\ub098\ub9ac\uc624<\/strong><\/td><td><strong>\ubcf4\ud5d8\ub8cc<\/strong><strong>&nbsp;(<\/strong><strong>\uc5f0<\/strong><strong>)<\/strong><\/td><td><strong>\uce58\ub8cc\ube44<\/strong>&nbsp;<strong>\ubcf8\uc778\ubd80\ub2f4<\/strong><\/td><td><strong>\uc5f0\uac04<\/strong>&nbsp;<strong>\ucd1d\ube44\uc6a9<\/strong><\/td><td><strong>\ube44\uace0<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>\ubb34\ubcf4\ud5d8<\/strong><\/td><td>$0<\/td><td>$15,000<\/td><td>$15,000<\/td><td>\uc704\ud5d8 \ucd5c\ub300<\/td><\/tr><tr><td><strong>Medicare<\/strong><strong>\ub9cc<\/strong>&nbsp;<strong>\uc720\uc9c0<\/strong><\/td><td>$2,000<\/td><td>$15,000<\/td><td>$17,000<\/td><td>\ud55c\uad6d\uc5d0\uc11c \ubb34\uc6a9\uc9c0\ubb3c<\/td><\/tr><tr><td><strong>Cigna Gold<\/strong><\/td><td>$8,400<\/td><td>$1,500<\/td><td>$9,900<\/td><td>\ud3ec\uad04\uc801 \ubcf4\uc7a5<\/td><\/tr><tr><td><strong>GeoBlue Xplorer<\/strong><\/td><td>$7,200<\/td><td>$500<\/td><td>$7,700<\/td><td>\uac00\uc131\ube44 \ucd5c\uace0<\/td><\/tr><tr><td><strong>\uad6d\uac74\ubcf4<\/strong><strong>&nbsp;+ IMG<\/strong><\/td><td>$3,360<\/td><td>$2,000<\/td><td>$5,360<\/td><td>\uac00\uc7a5 \uc800\ub834<\/td><\/tr><tr><td><strong>\uad6d\uac74\ubcf4<\/strong><strong>&nbsp;+ Cigna<\/strong><\/td><td>$7,360<\/td><td>$500<\/td><td>$7,860<\/td><td>\uc774\uc911 \ubcf4\uc7a5 \ucd5c\uc801<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uacb0\ub860<\/strong>: \ud55c\uad6d \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8(\uc6d4 $80) + \uc911\uae09 \ubbfc\uac04\ubcf4\ud5d8 \uc870\ud569\uc774 \uac00\uc7a5 \ud569\ub9ac\uc801\uc774\ub2e4. \ucd1d\ube44\uc6a9\uc740 \ubbf8\uad6d Medicare\ubcf4\ub2e4 \uc800\ub834\ud558\uba74\uc11c \ubcf4\uc7a5 \ubc94\uc704\ub294 \ud6e8\uc52c \ub113\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc804\ubb38\uac00 \uae34\uae09 \uc81c\uc5b8: \u201c\uc774\uc911 \ubcf4\uc7a5 \uc804\ub7b5\uc774 \uc815\ub2f5\u201d<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ubcf8\uc9c0\uac00 \ub9cc\ub09c \uad6d\uc81c\uc758\ub8cc\ubcf4\ud5d8 \uc804\ubb38\uac00 3\uc778\uc740 \ud55c\ubaa9\uc18c\ub9ac\ub85c \u2018\uc774\uc911 \ubcf4\uc7a5 \uc804\ub7b5\u2019\uc744 \uad8c\ud588\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ucd5c\uc801 \uc804\ub7b5: 2\ub2e8\uacc4 \ubcf4\uc7a5 \uc2dc\uc2a4\ud15c<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1<\/strong><strong>\ub2e8\uacc4<\/strong><strong>:&nbsp;<\/strong><strong>\ud55c\uad6d<\/strong>&nbsp;<strong>\uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8<\/strong>&nbsp;<strong>\uac00\uc785<\/strong><strong>&nbsp;(<\/strong><strong>\ud544\uc218<\/strong><strong>)<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2019\ub144 7\uc6d4\ubd80\ud130 \ud55c\uad6d\uc5d0 6\uac1c\uc6d4 \uc774\uc0c1 \uccb4\ub958\ud558\ub294 \ubaa8\ub4e0 \uc678\uad6d\uc778\uc740 \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8 \uc758\ubb34 \uac00\uc785 \ub300\uc0c1\uc774\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\ud56d\ubaa9<\/strong><\/td><td><strong>\ub0b4\uc6a9<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>\uc6d4<\/strong>&nbsp;<strong>\ubcf4\ud5d8\ub8cc<\/strong><\/td><td>\uc57d $80 (\uc18c\ub4dd\uc5d0 \ub530\ub77c \ubcc0\ub3d9)<\/td><\/tr><tr><td><strong>\ubcf4\uc7a5<\/strong>&nbsp;<strong>\ube44\uc728<\/strong><\/td><td>\uc9c4\ub8cc\ube44\uc758 70-80%<\/td><\/tr><tr><td><strong>\uc7a5\uc810<\/strong><\/td><td>\ud55c\uad6d \ubcd1\uc6d0\ube44\uac00 \uc6d0\ub798 \uc800\ub834\ud574\uc11c \ubcf8\uc778\ubd80\ub2f4\ub3c4 \uc801\uc74c<\/td><\/tr><tr><td><strong>\ub2e8\uc810<\/strong><\/td><td>\ube44\uae09\uc5ec \ud56d\ubaa9(\uc784\ud50c\ub780\ud2b8 \ub4f1)\uc740 \uc804\uc561 \ubcf8\uc778 \ubd80\ub2f4<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2<\/strong><strong>\ub2e8\uacc4<\/strong><strong>:&nbsp;<\/strong><strong>\ubbfc\uac04<\/strong>&nbsp;<strong>\uad6d\uc81c\ubcf4\ud5d8<\/strong>&nbsp;<strong>\ucd94\uac00<\/strong><strong>&nbsp;(<\/strong><strong>\uc120\ud0dd<\/strong><strong>)<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\ud56d\ubaa9<\/strong><\/td><td><strong>\ub0b4\uc6a9<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>\uc6d4<\/strong>&nbsp;<strong>\ubcf4\ud5d8\ub8cc<\/strong><\/td><td>$400-900 (\ud50c\ub79c\uc5d0 \ub530\ub77c)<\/td><\/tr><tr><td><strong>\ubcf4\uc7a5<\/strong>&nbsp;<strong>\ubc94\uc704<\/strong><\/td><td>\ube44\uae09\uc5ec \ud56d\ubaa9, \ud504\ub9ac\ubbf8\uc5c4 \ubcd1\uc6d0, \uc751\uae09\ud6c4\uc1a1<\/td><\/tr><tr><td><strong>\uc7a5\uc810<\/strong><\/td><td>\uc120\ud0dd\uad8c \ucd5c\ub300\ud654, \uace0\uac00 \uce58\ub8cc\ub3c4 \ubd80\ub2f4 \uc5c6\uc74c<\/td><\/tr><tr><td><strong>\ucd94\ucc9c<\/strong>&nbsp;<strong>\ub300\uc0c1<\/strong><\/td><td>\uace0\uac00 \uc2dc\uc220 \uc608\uc815\uc790, \uae30\uc874 \uc9c8\ud658 \uc788\ub294 \uacbd\uc6b0<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\uc774\uc911 \uac00\uc785 \ud6a8\uacfc \uc2dc\ubbac\ub808\uc774\uc158<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uc0ac\ub840<\/strong><strong>:&nbsp;<\/strong><strong>\ucc99\ucd94<\/strong>&nbsp;<strong>\ub514\uc2a4\ud06c<\/strong>&nbsp;<strong>\uc218\uc220<\/strong><strong>&nbsp;($15,000)<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\uad6c\ubd84<\/strong><\/td><td><strong>\uad6d\uac74\ubcf4\ub9cc<\/strong><\/td><td><strong>\ubbfc\uac04\ubcf4\ud5d8\ub9cc<\/strong><\/td><td><strong>\uad6d\uac74\ubcf4<\/strong><strong>+<\/strong><strong>\ubbfc\uac04<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>\ubcd1\uc6d0\ube44<\/strong><\/td><td>$15,000<\/td><td>$15,000<\/td><td>$15,000<\/td><\/tr><tr><td><strong>1<\/strong><strong>\ucc28<\/strong>&nbsp;<strong>\ubcf4\uc7a5<\/strong><strong>&nbsp;(<\/strong><strong>\uad6d\uac74\ubcf4<\/strong><strong>)<\/strong><\/td><td>$10,500 (70%)<\/td><td>$0<\/td><td>$10,500 (70%)<\/td><\/tr><tr><td><strong>2<\/strong><strong>\ucc28<\/strong>&nbsp;<strong>\ubcf4\uc7a5<\/strong><strong>&nbsp;(<\/strong><strong>\ubbfc\uac04<\/strong><strong>)<\/strong><\/td><td>$0<\/td><td>$15,000 (100%)<\/td><td>$4,500 (100%)<\/td><\/tr><tr><td><strong>\ubcf8\uc778<\/strong>&nbsp;<strong>\ubd80\ub2f4<\/strong><\/td><td>$4,500<\/td><td>$0<\/td><td>$0<\/td><\/tr><tr><td><strong>\uc5f0\uac04<\/strong>&nbsp;<strong>\ubcf4\ud5d8\ub8cc<\/strong><\/td><td>$960<\/td><td>$7,200<\/td><td>$8,160<\/td><\/tr><tr><td><strong>\ucd1d\ube44\uc6a9<\/strong><\/td><td>$5,460<\/td><td>$7,200<\/td><td>$8,160<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uacb0\ub860<\/strong>: \uc774\uc911 \uac00\uc785\uc740 \ubcf4\ud5d8\ub8cc\uac00 \ub354 \ub4e4\uc9c0\ub9cc \u2018\ubcf8\uc778 \ubd80\ub2f4 \uc81c\ub85c\u2019\ub97c \ub2ec\uc131\ud560 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc8fc\uc758\ubcf4 \ubc1c\ub839: \u201c\uc774\ub7f0 \ud568\uc815 \uc870\uc2ec\ud558\uc138\uc694\u201d<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc804\ubb38\uac00\ub4e4\uc774 \uacbd\uace0\ud558\ub294 \uc8fc\uc694 \ud568\uc815\ub4e4\uc774\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4\ub300 \uc8fc\uc758\uc0ac\ud56d<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\uc8fc\uc758<\/strong>&nbsp;<strong>\ud56d\ubaa9<\/strong><\/td><td><strong>\uc704\ud5d8<\/strong>&nbsp;<strong>\ub0b4\uc6a9<\/strong><\/td><td><strong>\ub300\uc751<\/strong>&nbsp;<strong>\ubc29\ubc95<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>\uae30\uc874<\/strong>&nbsp;<strong>\uc9c8\ud658<\/strong><strong>&nbsp;(Pre-existing)<\/strong><\/td><td>\ub300\ubd80\ubd84 \ubcf4\ud5d8\uc740 12-24\uac1c\uc6d4 \ub300\uae30\uae30\uac04<\/td><td>\uac00\uc785 \uc804 \uc815\ud655\ud788 \uace0\uc9c0, \ud2b9\uc57d \ucd94\uac00 \uace0\ub824<\/td><\/tr><tr><td><strong>\ubcf4\ud5d8\ub8cc<\/strong>&nbsp;<strong>\uae09\ub4f1<\/strong><\/td><td>\ub098\uc774 \ub4e4\uc218\ub85d \uc5f0 10-15% \uc778\uc0c1<\/td><td>\uc7a5\uae30 \uacc4\uc57d \uc2dc \ud560\uc778\uc728 \ud655\uc778<\/td><\/tr><tr><td><strong>\uac31\uc2e0<\/strong>&nbsp;<strong>\uac70\ubd80<\/strong><\/td><td>\uace0\uc561 \uccad\uad6c \ud6c4 \uac31\uc2e0 \uac70\ubd80 \uac00\ub2a5<\/td><td>\u2018\uac31\uc2e0 \ubcf4\uc7a5\u2019 \uc870\ud56d \ud544\uc218 \ud655\uc778<\/td><\/tr><tr><td><strong>\uc0ac\uc804<\/strong>&nbsp;<strong>\uc2b9\uc778<\/strong><\/td><td>\uace0\uac00 \uc2dc\uc220\uc740 \uc0ac\uc804 \uc2b9\uc778 \uc5c6\uc73c\uba74 \ubd88\uac00<\/td><td>\uc218\uc220 \ucd5c\uc18c 2\uc8fc \uc804 \uc2b9\uc778 \uc2e0\uccad<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\uce98\ub9ac\ud3ec\ub2c8\uc544\uc5d0\uc11c \ud55c\uad6d\uc73c\ub85c \uc628 \uc774\ubaa8(71)\uc528\ub294 \u201c\uae30\uc874 \ub2f9\ub1e8\uac00 \uc788\uc5c8\ub294\ub370 \uac00\uc785 \uc2dc \uace0\uc9c0\ud558\uc9c0 \uc54a\uc558\ub2e4\uac00 \ubcf4\ud5d8\uae08\uc744 \ubabb \ubc1b\uc558\ub2e4\u201d\uba70 \u201c\uc815\uc9c1\ud558\uac8c \uace0\uc9c0\ud574\uc57c \ub098\uc911\uc5d0 \ubb38\uc81c\uac00 \uc5c6\ub2e4\u201d\uace0 \uc870\uc5b8\ud588\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc885\ud569 \ud3c9\uac00 \u2013 \u201c\ubaa9\uc801\ubcc4 \ucd5c\uc885 \ucd94\ucc9c\u201d<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">5\uac1c\uc6d4\uac04 \uc870\uc0ac\ud55c \uacb0\uacfc\ub97c \uc885\ud569\ud588\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ubaa9\uc801\ubcc4 \ucd5c\uc885 \ucd94\ucc9c \ubcf4\ud5d8<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\ubaa9\uc801<\/strong><\/td><td><strong>1<\/strong><strong>\uc21c\uc704<\/strong><\/td><td><strong>2<\/strong><strong>\uc21c\uc704<\/strong><\/td><td><strong>3<\/strong><strong>\uc21c\uc704<\/strong><\/td><td><strong>\uc120\ud0dd<\/strong>&nbsp;<strong>\uc774\uc720<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>\ud3ec\uad04\uc801<\/strong>&nbsp;<strong>\ubcf4\uc7a5<\/strong><\/td><td>Aetna 5000<\/td><td>Cigna Gold<\/td><td>GeoBlue Xplorer<\/td><td>\ubaa8\ub4e0 \uce58\ub8cc \ud56d\ubaa9 \ucee4\ubc84<\/td><\/tr><tr><td><strong>\uac00\uc131\ube44<\/strong>&nbsp;<strong>\ucd5c\uace0<\/strong><\/td><td>IMG<\/td><td>GeoBlue Xplorer<\/td><td>Allianz Care<\/td><td>\ube44\uc6a9 \ub300\ube44 \ud6a8\uc728\uc131<\/td><\/tr><tr><td><strong>\ub2e8\uae30<\/strong>&nbsp;<strong>\uc5ec\ud589<\/strong><\/td><td>GeoBlue Voyager<\/td><td>IMG Patriot<\/td><td>\uc5ec\ud589\uc790\ubcf4\ud5d8<\/td><td>\uc720\uc5f0\ud55c \uae30\uac04 \uc124\uc815<\/td><\/tr><tr><td><strong>\ud504\ub9ac\ubbf8\uc5c4<\/strong><\/td><td>Cigna Platinum<\/td><td>Aetna 7500<\/td><td>Allianz Care Plus<\/td><td>\ucd5c\uace0\uae09 \uc11c\ube44\uc2a4<\/td><\/tr><tr><td><strong>\uc2dc\ub2c8\uc5b4<\/strong><strong>&nbsp;(65+)<\/strong><\/td><td>Aetna 5000<\/td><td>Cigna Gold<\/td><td>\uad6d\uac74\ubcf4+\ubbfc\uac04<\/td><td>\uc885\ud569 \uc9c8\ud658 \ub300\ube44<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-full is-style-default\"><a href=\"https:\/\/thelog.me\/?attachment_id=1428\"><img loading=\"lazy\" decoding=\"async\" width=\"405\" height=\"2560\" data-id=\"1428\" src=\"https:\/\/thelog.me\/wp-content\/uploads\/2025\/10\/\uba54\ub514\ucf00\uc5b4\ub294-\uc548-\ud1b5\ud574\uc694-\u2026-\ud55c\uad6d-\uccb4\ub958-\uc2dc\ubbfc\uad8c\uc790-\ubcf4\ud5d8-\ub300\ub780-\ub9de\ucda4\ud615-\ud55c\uad6d-\uc758\ub8cc\uad00\uad11-Korea-Health-Trip-10-08-2025_03_38_PM-scaled.png\" alt=\"\" class=\"wp-image-1428\" srcset=\"https:\/\/thelog.me\/wp-content\/uploads\/2025\/10\/\uba54\ub514\ucf00\uc5b4\ub294-\uc548-\ud1b5\ud574\uc694-\u2026-\ud55c\uad6d-\uccb4\ub958-\uc2dc\ubbfc\uad8c\uc790-\ubcf4\ud5d8-\ub300\ub780-\ub9de\ucda4\ud615-\ud55c\uad6d-\uc758\ub8cc\uad00\uad11-Korea-Health-Trip-10-08-2025_03_38_PM-scaled.png 405w, https:\/\/thelog.me\/wp-content\/uploads\/2025\/10\/\uba54\ub514\ucf00\uc5b4\ub294-\uc548-\ud1b5\ud574\uc694-\u2026-\ud55c\uad6d-\uccb4\ub958-\uc2dc\ubbfc\uad8c\uc790-\ubcf4\ud5d8-\ub300\ub780-\ub9de\ucda4\ud615-\ud55c\uad6d-\uc758\ub8cc\uad00\uad11-Korea-Health-Trip-10-08-2025_03_38_PM-162x1024.png 162w, https:\/\/thelog.me\/wp-content\/uploads\/2025\/10\/\uba54\ub514\ucf00\uc5b4\ub294-\uc548-\ud1b5\ud574\uc694-\u2026-\ud55c\uad6d-\uccb4\ub958-\uc2dc\ubbfc\uad8c\uc790-\ubcf4\ud5d8-\ub300\ub780-\ub9de\ucda4\ud615-\ud55c\uad6d-\uc758\ub8cc\uad00\uad11-Korea-Health-Trip-10-08-2025_03_38_PM-768x4856.png 768w, https:\/\/thelog.me\/wp-content\/uploads\/2025\/10\/\uba54\ub514\ucf00\uc5b4\ub294-\uc548-\ud1b5\ud574\uc694-\u2026-\ud55c\uad6d-\uccb4\ub958-\uc2dc\ubbfc\uad8c\uc790-\ubcf4\ud5d8-\ub300\ub780-\ub9de\ucda4\ud615-\ud55c\uad6d-\uc758\ub8cc\uad00\uad11-Korea-Health-Trip-10-08-2025_03_38_PM-243x1536.png 243w, https:\/\/thelog.me\/wp-content\/uploads\/2025\/10\/\uba54\ub514\ucf00\uc5b4\ub294-\uc548-\ud1b5\ud574\uc694-\u2026-\ud55c\uad6d-\uccb4\ub958-\uc2dc\ubbfc\uad8c\uc790-\ubcf4\ud5d8-\ub300\ub780-\ub9de\ucda4\ud615-\ud55c\uad6d-\uc758\ub8cc\uad00\uad11-Korea-Health-Trip-10-08-2025_03_38_PM-324x2048.png 324w, https:\/\/thelog.me\/wp-content\/uploads\/2025\/10\/\uba54\ub514\ucf00\uc5b4\ub294-\uc548-\ud1b5\ud574\uc694-\u2026-\ud55c\uad6d-\uccb4\ub958-\uc2dc\ubbfc\uad8c\uc790-\ubcf4\ud5d8-\ub300\ub780-\ub9de\ucda4\ud615-\ud55c\uad6d-\uc758\ub8cc\uad00\uad11-Korea-Health-Trip-10-08-2025_03_38_PM-880x5565.png 880w\" sizes=\"auto, (max-width: 405px) 100vw, 405px\" \/><\/a><\/figure>\n<\/figure>\n","protected":false},"excerpt":{"rendered":"<p>\ucd9c\ucc98: https:\/\/koreahealthtrip.com\/ \uc791\uc131\uc790 :\ubbf8\uc8fc\uc911\uc559 \ub514\uc9c0\ud138\ud300 \ucd5c\uc885 \uc5c5\ub370\uc774\ud2b8 :&nbsp;2025-10-07 \ubbfc\uac04\ubcf4\ud5d8 5\uc885 \uae34\uae09 \ube44\uad50 \ubd84\uc11d \u2013 \u201c\uc774\uc911 \uac00\uc785\uc774 \ub2f5\u201d [\ud2b9\ubcc4\uae30\ud68d]&nbsp;\ud55c\uad6d&nbsp;\uc758\ub8cc\uad00\uad11&nbsp;\uc5f4\ud48d&nbsp;\uc18d&nbsp;\uc228\uaca8\uc9c4&nbsp;\uc9c4\uc2e4 \ucd5c\uadfc \ubbf8\uad6d \uc758\ub8cc\ube44 \uae09\ub4f1\uc73c\ub85c \ud55c\uad6d \uc758\ub8cc\uad00\uad11\uc744 \uace0\ub824\ud558\ub294 \ubbf8\uad6d\uc778\ub4e4\uc774 \uae09\uc99d\ud558\uace0 \uc788\ub2e4. \ud558\uc9c0\ub9cc \uc815\uc791 Medicare\ub098 Medicaid\ub294 \ud55c\uad6d\uc5d0\uc11c \ub2e8 \ud55c \ud47c\ub3c4 \ubcf4\uc7a5\ud558\uc9c0 \uc54a\ub294\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc544\ub294 \uc774\ub294 \ub4dc\ubb3c\ub2e4. \u201c\ud55c\uad6d\uc5d0\uc11c \uc218\uc220\ubc1b\uc73c\uba74 3\ubd84\uc758 1 \uac00\uaca9\uc774\ub77c\ub294\ub370, \ubcf4\ud5d8\uc740 \ub418\ub098\uc694?\u201d LA\uc5d0 \uac70\uc8fc\ud558\ub294 \ud55c\uc778 \uc2dc\ub2c8\uc5b4 \ubc15\ubaa8(68)\uc528\uc758 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